Name and Address Differences in Letter of Credit Documents: What Matters?
How UCP 600 Article 14(j) treats differences in beneficiary and applicant addresses, and when name differences matter.
Reviewed by LCCheck team (owner-approved) · 2026-10-12
Short answer
UCP 600 Article 14(j) says the addresses of the beneficiary and applicant on documents need not match the credit or other documents, but must be in the same country as stated in the credit; contact details given as part of the address are disregarded. Names are different: a wrong or different company name can be a discrepancy.
| Addresses | Same country is enough (Art. 14(j)) |
|---|---|
| Contact details | Disregarded |
| Names | Must not conflict |
Usually acceptable
- Different street address in the same country.
- Common abbreviations like Co. or Ltd.
- Missing phone or email.
Usually a problem
- A different legal entity name.
- An address in another country.
- A typo that changes the name's meaning.
Sources
General guidance, not legal advice. Your bank examines documents independently.
Related guides
Check for potential LC discrepancies
Free snapshot in under a minute. No account needed.
Upload your Letter of Credit
PDF · up to 25 MB